What is a DSCR loan?
A DSCR loan qualifies a rental property on its rent, not your income. How the ratio is calculated, what counts as a good DSCR and who these loans fit best.
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Investor loan guides
Straight answers to the questions investors ask us most, from DSCR basics to construction draws.
Fix and flip loans with no experience
First-time flippers can get a fix and flip loan. What lenders look at instead of a track record, how leverage changes and how to make a first deal fundable.
Read the guide →BRRRR refinance seasoning
What seasoning means on a BRRRR cash-out refinance, why many lenders make you wait 6 to 12 months, and how to refinance in as little as 3 months.
Read the guide →Airbnb loans using AirDNA income
How short-term rental DSCR loans work, how AirDNA projections can qualify an Airbnb or VRBO with no rental history, and what to have ready before you apply.
Read the guide →Hard money vs. DSCR loans
Hard money (fix and flip) loans and DSCR rental loans solve different problems. Compare terms, how each one qualifies, and when investors use both together.
Read the guide →How construction loan draws work
How draws work on a ground-up construction or rehab loan: the draw schedule, progress updates and photo inspections, and how to keep funds flowing on time.
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